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Privacy Policy

Effective Date: January 25, 2025

DebtFree Calculator ("we," "our," or "us") respects your privacy and is committed to protecting it through our compliance with this policy. This Privacy Policy describes our practices regarding the collection, use, and disclosure of information for our debt calculation service.

1. Information We Do Not Collect

We want to assure you that DebtFree Calculator does not collect, store, or transmit any personal information or financial data. All calculations are performed locally in your web browser, and we have no access to:

  • Your debt information
  • Your financial data
  • Your personal information
  • Your calculation results

2. Local Storage

For your convenience, your debt information may be saved locally in your browser's storage. This data:

  • Never leaves your device
  • Is not accessible to us or any third parties
  • Can be cleared at any time by clearing your browser data
  • Is used solely to remember your inputs when you return to the site

3. Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics collects:

  • Anonymous usage statistics
  • General location information (country/city level)
  • Browser and device types
  • Pages visited and time spent
  • Traffic sources

This information is collected anonymously and cannot be used to identify you personally. You can opt-out of Google Analytics by using the Google Analytics Opt-out Browser Add-on.

4. Cookies

We use cookies only for:

  • Google Analytics (as described above)
  • Remembering your preferences locally

You can control cookies through your browser settings.

5. Third-Party Services

We do not share any data with third-party services, except for the anonymous analytics data collected by Google Analytics as described above.

6. Data Security

Since we do not collect or store any personal data, there is no risk of your financial information being compromised through our service. All calculations happen locally on your device.

7. Children's Privacy

Our service is not directed to children under 13, and we do not knowingly collect any information from children under 13 years of age.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top.

9. Contact Information

If you have any questions about this Privacy Policy, please contact us at:

Email: contact@debtfreecalculator.net

Location: São Paulo, Brazil

10. Your Rights

Since we don't collect personal data, traditional data subject rights (access, correction, deletion) don't apply. However, you maintain full control over any data stored locally in your browser and can delete it at any time.

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Resources

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Disclaimer

This calculator provides estimates for educational purposes only. Consult a financial advisor for personalized advice.

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